Moore Financial Management, Inc.

Question 1

What do you do?

Answer

Simply put, I will partner with you to help you progress towards the life you want using the money you have.

Question 2

Who is a good fit for your firm?

Answer

1) Quite simply, nice people. 2) Those who view their money as an extension of their love for family, and organizations they want to support.

Question 3

What is your investment philosophy?

Answer

I believe that asset allocation and time invested in the markets to be the greatest drivers of return. I utilize exchange traded funds almost exclusively, and enjoy employing socially responsible, or client specific, screens to our portfolios.

Question 4

How are you paid?

Answer

We are a strictly commission-free firm. I am compensated through either a flat monthly retainer, or through an investment management fee which is stated as a percentage (1% or less per year) of your investment accounts value. There are no commissions, loads, hidden fees, ticket charges, trading costs, custody fees, or anything else.

Question 5

Are you a fiduciary?

Answer

Yes. All of the time. "What is a fiduciary?" A fiduciary is someone who will place your interests ahead of their own. "Aren't all financial advisors fiduciaries?" No. In fact, fiduciaries are the minority. All other advisors operate by the "suitability standard", meaning that they can recommend something that isn't the best option for you just so they can earn a big commission.

Question 6

Do you require account minimums?

Answer

No. We will gladly help you start investing from scratch.

Question 7

Do you only work with clients locally?

Answer

No. While we are located in Bradenton, FL., we have grown by word-of-mouth to serve clients in twelve states.

Question 8

Can you help me with insurance?

Answer

Yes. We can help you determine what you need and what you don't need. Then, we can help you find life, disability and long-term care insurance, if necessary. We do not receive any commissions or compensation for the insurance we recommend or help you get.

Question 9

What can I gain from working with an advisor?

Answer

Clarity. Do your investments, insurance, retirement and estate planning all feel like a hodge-podge? I will help you get all of that in order. Accountability. What if you had someone to help you determine goals, which ones are most important for you to work on now, and guidance on sticking with them? Expertise. Laws, regulations and fine print can make investments and insurance overwhelming. We'll help you figure out what you need and what you don't. Simplicity. Finances can be confusing. A good advisor will simplify it for you.